Category: Saving Money

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My expense calculator confirms I am stuck in the wheel

Over the last month I have been capturing data to get a better idea of my expenses. You see the bank balance has been heading in the wrong direction and I wanted to give myself a mini health check. The prognosis was bad as I expected, and I pretty much confirmed that...

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Do we all need a Financial Planner to help save money

Have you ever been insulted by your partner regarding money management? I was insulted once, when my partner suggested we see a financial planner. OMG! Here I was, Mr Frugal trying to save a few dollars at any opportunity and had brought much more wealth into the relationship than she...

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Do you really need a monthly budget planner

After a recent conversation with a friend about their financial situation, I remembered monthly budget planners are the best way to keep on top of your spending. It turns out they had a $700 monthly deficit which was being ignored and it didn’t show up until they did a monthly budget...

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Staying calm and saving money

I expect the train network here in Melbourne is like every other train system in the world, unreliable, maybe with the exception of Japan. However, as a young boy the basic Lima Train set I had was my grounding in the possibilities of seamless rail travel. I could run the...

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Boxing Day Sales – For a Strictly Limited Time

  We’ll it’s Boxing Day for another year and we are led to believe that this is the best day to buy-buy-buy, but really these sales seem to go on for ever. What was originally a day to reward your servants and staff for their loyalty during the year has...